Fund first. Avoid the stack.
Real-time bank monitoring and instant diligence for high-velocity funders.
The Bottleneck:
In the MCA world, minutes matter. But speed often comes at the cost of safety. If you do not catch that your applicant took two other fundings yesterday, you are buying bad debt.
The ROX Solution:
ROX gives you the speed to win the deal and the data to dodge the bullet. Our system connects directly to bank data to spot stacking behavior instantly.
MCA underwriting software connects to an applicant's bank data to score cash flow, flag stacking, and fund fast without buying bad debt. ROX adds real-time identity verification and renewal timing on top.
Instant Bank Connect
Direct APIs (Plaid / DecisionLogic) let you see true cash flow and daily balances instantly.
Red Flag Alerts
ROX highlights negative days, NSFs, and competitor payments automatically.
Instant Identity
When an applicant uploads a license, ROX runs a live liveness check, so you know the person is who they claim before you fund.
Renewals Made Easy
Because ROX monitors the client continuously, you know exactly when they are eligible for a renewal, before they shop around.
SEE IT IN ACTION
Score a deal and flag stacking in real time
60-second walkthrough to be recorded
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PLUGS INTO HOW YOU WORK
Connected to the bank-data sources you already trust
ROX connects directly to Plaid and DecisionLogic for live bank data, so cash flow, balances, and stacking signals come straight from the source.
Thank God for ROX. You saved me from onboarding a fraudulent client.
FAQ
MCA underwriting, answered
It connects to an applicant's bank data to score cash flow, flag stacking, and fund fast without buying bad debt. ROX adds real-time identity verification and renewal timing on top.
ROX connects directly to bank data and reads the activity, so competitor payments and recent fundings surface before you commit, not after.
Fast enough to win the deal. ROX pulls bank data, flags the red flags, and verifies identity in real time so you can move at the speed MCA demands.
Yes. When an applicant uploads a license, ROX runs a live liveness check, so you know the person is who they claim before you fund.
Fund first. Avoid the stack.
Get started free with three free applications. No credit card required, no long-term commitment.