THE REALITY
Underwriters spend hours copying data from bank statements and credit reports into Word docs. It's slow, error-prone, and makes credit committee reviews harder than they need to be.
Auto-populate financials, risk scores, and notes. Turn application data into a decision-ready document instantly.
Get Started Free
THE SOLUTION
ROX pulls verified data from applications and third-party sources into a clean, standardized credit memo, ready for committee review or file audit. Add your own notes and export as a PDF.
HOW IT WORKS
The end of manual data entry.
Turn raw application data into a decision-ready document.
CAPABILITIES
Key Capabilities
Auto-populate, score, and export: a decision-ready memo without the manual assembly.
Auto-Population
Automatically map applicant data, credit scores, and financial summaries into the memo fields.
Risk Scoring
Display your internal risk calculations and pass/fail metrics clearly within the document.
Export & Share
Generate a clean, defensible record of your decision for investors, auditors, or your credit committee, with a copy saved to the client file.
See Credit Memos in Action
Turn raw application data into a decision-ready credit memo in minutes. ROX drafts the analysis so your underwriters review instead of assemble.
Get Started Free