ROX | Intelligent Underwriting & Real-Time Fraud Prevention

Catch fraudulent clients at the door.
Monitor the good ones around the clock.

Automated underwriting and portfolio monitoring for lenders, factors, and brokers.

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Catch fraudulent clients at the door.
Monitor the good ones around the clock.

Automated underwriting and portfolio monitoring for lenders, factors, and brokers.

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

Hunter @ Bank Shot

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

Hunter @ Bank Shot

“Thank God for ROX. You saved me from onboarding a fraudulent client!”

Hunter @ Bank Shot

Trusted by leading lenders, factors, and brokers

THE PROBLEM

the problem

Still underwriting like it's 2010?

ROX fixes all three. In one platform.

Deals Die in Review

Your competitor approved them yesterday.  You're still waiting on reports.  Average delay: 3-5 days

Fraudsters Slip Through

Manual reviews catch obvious red flags.  They miss the sophisticated ones.  One bad client can cost you millions.

Zero Visibility After Approval

No monitoring. No alerts. No protection.  First sign of trouble?  When they stop paying.

Fraudsters Slip Through

Manual reviews catch obvious red flags.  They miss the sophisticated ones.  One bad client can cost you millions.

Zero Visibility After Approval

No monitoring. No alerts. No protection.  First sign of trouble?  When they stop paying.

THE SOLUTION

A Single Platform, Built for Your Entire Workflow

ROX isn't a one-size-fits-all tool. We provide specific solutions for your industry, your team members, and your unique process.

Individual therapy

From Lenders and Factors to MCA, get the specific data integrations and workflows your industry demands.

See Industry Solutions

For Your Team

Empower your Sales, Underwriting, and Risk teams with tools designed for their exact job.

See User Solutions

For Your Workflow

Explore all platform capabilities, from client onboarding and 3rd-party data to continuous monitoring.

Explore All Features

Individual therapy

From Lenders and Factors to MCA, get the specific data integrations and workflows your industry demands.

See Industry Solutions

For Your Team

Empower your Sales, Underwriting, and Risk teams with tools designed for their exact job.

See User Solutions

For Your Workflow

Explore all platform capabilities, from client onboarding and 3rd-party data to continuous monitoring.

Explore All Features

Individual therapy

From Lenders and Factors to MCA, get the specific data integrations and workflows your industry demands.

See Industry Solutions

For Your Workflow

Explore all platform capabilities, from client onboarding and 3rd-party data to continuous monitoring.

Explore All Features

For Your Team

Empower your Sales, Underwriting, and Risk teams with tools designed for their exact job.

See User Solutions

HOW IT WORKS

Underwriting & Monitoring, Reimagined

See ROX in 2 Minutes

Automate Data

Instantly pull data from 10+ sources (credit, KYC/KYB, bank data) into one unified credit memo.

Streamline Onboarding

Give applicants and brokers a secure, white-labeled portal to submit documents and track status.

Monitor Risk

Get real-time alerts on your entire portfolio or specific clients when anything changes with the data you based your initial decision on.

Your Complete Risk & Underwriting Toolkit

Client & Broker Portals
A secure, branded experience for applicants and partners to submit and track applications.
Learn More
Continuous Monitoring
Go beyond one-time checks. Get real-time alerts on UCC changes, credit events, and portfolio risk.
Learn More
3rd Party Data Hub
Instantly pull credit, background, KYC/KYB, and bank data from all your providers in one click.
Learn More

Client & Broker Portals

A secure, branded experience for applicants and partners to submit and track applications.

Learn More

3rd Party Data Hub

Instantly pull credit, background, KYC/KYB, and bank data from all your providers in one click.

Learn More

Continuous Monitoring

Go beyond one-time checks. Get real-time alerts on UCC changes, credit events, and portfolio risk.

Learn More

Don't just take our word for it.

"As a company new to factoring but experienced in underwriting, we needed software that could bring automation, accuracy, and efficiency to our workflow. After evaluating several platforms, ROX stood out as the clear leader. Built by people who understand factoring and backed by a responsive team, ROX has exceeded our expectations in both capability and partnership.”

Eric Gallagher - CEO, Aspen Invoice Factoring

Ready to See ROX in Action?

Stop piecing together your workflow. Book a 30-minute demo today, and we'll include your first 3 applications completely free.

Book Your Demo & Get 3 Free Apps

Trusted by leading lenders, factors, and brokers

Trusted by leading lenders, factors, and brokers

THE PROBLEM

the problem

Still underwriting like it's 2010?

ROX fixes all three. In one platform.

Deals Die in Review

Deals Die in Review

Your competitor approved them yesterday. You're still waiting on reports. Average delay: 3-5 days

Your competitor approved them yesterday. You're still waiting on reports. Average delay: 3-5 days

Fraudsters Slip Through

Manual reviews catch obvious red flags. They miss the sophisticated ones. One bad client can cost you millions.

Zero Visibility After Approval

No monitoring. No alerts. No protection. First sign of trouble? When they stop paying.

Fraudsters Slip Through

Manual reviews catch obvious red flags. They miss the sophisticated ones. One bad client can cost you millions.

Zero Visibility After Approval

No monitoring. No alerts. No protection. First sign of trouble? When they stop paying.

THE SOLUTION

A Single Platform, Built for Your Entire Workflow

ROX isn't a one-size-fits-all tool. We provide specific solutions for your industry, your team members, and your unique process.

Individual therapy

From Lenders and Factors to MCA, get the specific data integrations and workflows your industry demands.

For Your Team

Empower your Sales, Underwriting, and Risk teams with tools designed for their exact job.

For Your Workflow

Explore all platform capabilities, from client onboarding and 3rd-party data to continuous monitoring.

Individual therapy

From Lenders and Factors to MCA, get the specific data integrations and workflows your industry demands.

For Your Team

Empower your Sales, Underwriting, and Risk teams with tools designed for their exact job.

For Your Workflow

Explore all platform capabilities, from client onboarding and 3rd-party data to continuous monitoring.

Individual therapy

From Lenders and Factors to MCA, get the specific data integrations and workflows your industry demands.

For Your Workflow

Explore all platform capabilities, from client onboarding and 3rd-party data to continuous monitoring.

For Your Team

Empower your Sales, Underwriting, and Risk teams with tools designed for their exact job.

HOW IT WORKS

Underwriting & Monitoring, Reimagined

See ROX in 2 Minutes

Your Complete Risk & Underwriting Toolkit

Client & Broker Portals

A secure, branded experience for applicants and partners to submit and track applications.

Continuous Monitoring

Go beyond one-time checks. Get real-time alerts on UCC changes, credit events, and portfolio risk.

3rd Party Data Hub

Instantly pull credit, background, KYC/KYB, and bank data from all your providers in one click.

Client & Broker Portals

A secure, branded experience for applicants and partners to submit and track applications.

3rd Party Data Hub

Instantly pull credit, background, KYC/KYB, and bank data from all your providers in one click.

Continuous Monitoring

Go beyond one-time checks. Get real-time alerts on UCC changes, credit events, and portfolio risk.

Don't just take our word for it.

Eric Gallagher - CEO, Aspen Invoice Factoring

Eric Gallagher - CEO, Aspen Invoice Factoring

Your competitor approved them yesterday.  You're still waiting on reports.  Average delay: 3-5 days

Your competitor approved them yesterday.  You're still waiting on reports.  Average delay: 3-5 days

Manual reviews catch obvious red flags.  They miss the sophisticated ones.  One bad client can cost you millions.

No monitoring. No alerts. No protection.  First sign of trouble?  When they stop paying.

Manual reviews catch obvious red flags.  They miss the sophisticated ones.  One bad client can cost you millions.

No monitoring. No alerts. No protection.  First sign of trouble?  When they stop paying.