THE PROBLEM
You can't underwrite what you can't see.
Self-reported data leaves you exposed to fraud, and manual checks take too long, missing critical red flags hiding in public records.
Secretary of State data, criminal history, liens, judgments, bankruptcies, UCCs, and credit scores. All in one view. Deep diligence, not just checkbox checks.
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THE SOLUTION
Automated KYB & KYC
ROX integrates with LexisNexis, First Corporate Solutions, Plaid, and Cobalt to run your KYB and KYC checks automatically. We pull from multiple authoritative sources to build a complete risk profile before you fund.
HOW IT WORKS
Verify in Seconds, Not Hours
Watch ROX aggregate live data to build a risk profile instantly.
WHAT WE VERIFY
What ROX Verifies Today
ROX automatically pulls the data sources you configure, from public records to banking and credit, and brings them into one view.
FMCSA Safety & Authority (via Motus)NEW
Safety, operating authority, and registration for motor carriers, pulled through Motus, the system that replaced the FMCSA portal. Access broke for most providers in the transition. ROX rebuilt it, among the first to do so.
Secretary of State Data
Verify business existence, active status, and incorporation details, and access formation and annual filing documents directly from state registries.
Criminal History
Screen applicants for past criminal activity to prevent fraud before you fund.
Liens, Judgments, Bankruptcies & UCCs
Uncover hidden financial distress or legal claims that could jeopardize your position.
Credit Insights
Pull business credit scores to assess the creditworthiness of the business owners.
Banking Data
Integrate real-time banking history to verify cash flow and true balances.
AR Aging & Financials
ROX applies analysis and generates intelligent insights based on any reports collected from an applicant or from third parties.
THE DIFFERENTIATOR
Deep diligence, not checkbox checks.
Most tools return a single score or a self-reported form. ROX pulls from multiple authoritative sources to build a complete risk profile before you fund. The full picture, in one view.
INTEGRATED WITH
- Motus (FMCSA)
- LexisNexis
- Plaid
- First Corporate Solutions
- Cobalt
Automated & Integrated
No separate portals, no manual pulls. ROX brings verification data directly into your workflow and client folder, untouched and consistent for future audits.
Start Verifying with ROX