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WHY ROX

Why Teams Choose ROX

Underwrite faster

Automate data collection, analysis, and decisioning from application to approval.

Grow without the overhead

Scale your underwriting volume without adding staff or extra software.

Cut the noise

ROX pulls credit, legal, and financial data into one clear view, so you can focus on what matters.

Built by underwriters

ROX was designed by people who have sat in your chair. We know where the bottlenecks are and how to eliminate them.

★★★★★
"Thank God for ROX. You saved me from onboarding a fraudulent client."
Hunter @ Bank Shot

How it works

The ROX API allows you to programmatically manage the entire lifecycle without ever logging into the dashboard.

Step 1: Submit Application
Step 2: Ingest & Verify
Step 3: Receive Decision

Submit Application

Send applicant data (business info, owner details, docs) via a single POST request.

Ingest & Verify

ROX automatically triggers 3rd-party data pulls (KYB/KYC, Plaid, etc.) and runs your risk scorecard.

Receive Decision

Poll for status or listen for webhooks to get the “Approved”, “Declined” or “Review” decision instantly.

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